Over The Top Mommy

Financial

Apply Now for the Albertson & Davidson LLP College Scholarship

This is a sponsored post. All opinions are my own. 

Receiving a good education is vital to help ensure a bright future for young people and it’s never too early to start thinking about higher education. One minute your child is graduating from preschool and before you know it, their high school graduation is here.What is the Albertson & Davidson LLP College Scholarship?
The financial burden that comes with paying for higher education might mean that many won’t have the opportunity to study at a college or at the university level. The law firm of Albertson & Davidson, LLP hopes to alleviate some of this pressure by offering their very own scholarship to new and current students!  As attorneys, having to earn both undergraduate degrees and successfully complete a rigorous three-year Juris Doctorate and passed the California Bar Exam, they understand the financial impact associated with obtaining an education higher after high school. This scholarship is such a great opportunity to help ease the costs of higher education and they hope to help the next generation of students realize their own educational and professional goals.Who Can Apply?
The scholarship is open to those who are planning on attending or are already attending an accredited United States college or university during the fall 2019 semester. This scholarship is only available to students attending domestic, U.S.-based colleges. The application window for the Albertson & Davidson, LLP College Scholarship opened on February 1st with a deadline to apply of May 1, 2019. Scholarship Requirements
Using data from the government, private agencies or non-profits, students must create an infographic that addresses one of the following topics: warning signs of dementia or warning signs of nursing home abuse. Both of these topics are elaborated in detail below by the law firm of Albertson & Davidson, LLP.

In regards to writing on the warning signs of dementia – With regards to writing on the warning signs of nursing home abuse – To create an original infographic addressing one of the topics above for submission as an entry, students are asked to use one of these selected platforms:

Prizes for the Albertson & Davidson College Scholarship are as follows:

  • 1st prize for will receive $1,500
  • 2nd prize will receive $1,000
  • 3rd prize will receive $500

All submissions will be reviewed by Albertson & Davidson attorneys, who will determine the winners based on the quality of the infographics and the applicants’ demonstrated potential for academic success. Winners will be notified by email and announced on May 15, 2019, and the checks will be issued directly to their institution’s financial aid office.

Are YOU ready to apply? To learn more about this scholarship, including specific rules and eligibility and also to apply, please go HERE!

Olive Walk in La Mirada Model Grand Opening on 11/18 with Home Tours, Food Trucks & More

This is a sponsored post in partnership with Olson Homes. All opinions are my own.

 

Olson Homes is debuting their newest Orange County neighborhood, “Olive Walk”. La Mirada’s rich olive oil history is celebrated in this modern-day community. Quiet streets, acclaimed schools and nearby parks will give Olive Walk a true neighborhood feel with all the big city conveniences.olive-walk-circle-logoSerious prospective homebuyers and those interested in scouting the market are invited to the Model Grand Opening Celebration Saturday, November 18th. Qualify this week and you’ll get priority home selections and a first look of the homes, along with an invitation to other VIP events. Find more details on the pre-qualification process HERE.olson-homes-olive-walk-la-mirada-grand-openingThe festivities will begin at 11 a.m. until 2 p.m., and attendees will be treated to an array of hospitality including model home tours, a grilled cheese truck, music, and even a balloon artist for kids and kids at heart. Model homes will be open until 6 p.m. Get full event details and information HERE.

Photo shown is similar to those homes in Olive Walk.
Photo shown is similar to those homes in Olive Walk.

Olive Walk’s Spanish-style paired and single-family homes will feature up to four bedrooms, three bathrooms, and approximately 2,200 square feet of living space. Olson Homes prides itself on building homes that are energy efficient and healthy.

Photo shown is similar to those homes in Olive Walk.
Photo shown is similar to those homes in Olive Walk

Residences will include auto shut-off motion sensors in all baths, automatic fire sprinklers, low E glass, water-efficient toilets, and so much more. Homes will also include an array of personalizing options. For a full list of home details, please go HERE.

olive-walk-neighborhood-1La Mirada was named by CNN Money Magazine as “one of the best places to live”. The neighborhood features quiet streets, acclaimed schools, and nearby parks with the convenience of big city perks. Whether you’re starting fresh or searching for more space, Olive Walk brings the best of both worlds to your front door.
Knotts-Merry-Farm-FacadeWith a prime La Mirada location, Olive Walk is situated between Downtown L.A. and Orange County and will give future residents a host of great options for work and play. Local attractions like Splash Aquatics Center, La Mirada Regional Park, and Knott’s Berry Farm are conveniently located within six miles of this urban community. Get a feel for the area, local schools, and attractions HERE.olive-walk-local-schoolsThe Olson Company is recognized as a leader in providing affordable urban housing throughout California and is dedicated to developing outstanding and long-lasting partnerships with the cities with which they work. Don’t forget to come out to the Model Grand Opening Celebration at Olive Walk THIS Saturday, November 18 from 11 a.m.- 2 p.m. Hope to see you there! 

Be sure to connect with Olson Homes on their social media platforms: Facebook, Instagram, and Twitter!

Some images are property of Olson Homes and used with permission. 

 

Get a Free Total Cost Analysis at Orange County’s Credit Union + Enter to Win a $200 Gift Card

This is a sponsored post in partnership with Orange County’s Credit Union. All opinions are my own.

 

I love living in Southern California. The weather is beautiful and sunny almost year-round, there is so much outdoor recreation to enjoy, and it’s the hub of great restaurants, entertainment and attractions to enjoy with your family.
There’s also a lot to be said about settling down in Southern California with all of its amenities, including some of the top school districts in the state. With that being said, let’s talk about home buying. It’s very exciting but can also be overwhelming. Whether you’re a first-time buyer or a seasoned homeowner looking to move, with what seems to be an ever-changing housing market here in Southern California, it’s important to understand the loan and financing options available to you based on your needs and to be knowledgeable about all of your options before you start looking at properties.orange-countys-credit-union-outsideI was invited to Orange County’s Credit Union for a one-on-one appointment with an Orange County’s Credit Union Mortgage Loan Consultant for a complimentary Total Cost Analysis. I was excited to discuss my options in order to decide if purchasing a new home or refinancing our current home makes the most sense for our family right now.
total-cost-analysis-orange-county-credit-union-1A Total Cost Analysis provides clear advice and simple side-by-side comparisons of your options, costs, and savings, all personalized to your unique needs. Here are some examples of what you’ll receive during a Total Cost Analysis:

  • a comparison of renting versus owning
  • the cost of waiting so you don’t miss the right opportunity at the right time
  • potential tax benefits
  • your home’s equity appreciation

Orange County’s Credit Union has introduced a zero-down mortgage offering to help eliminate putting thousands of dollars down up front so I really wanted to explore that and obtain more information about the product.

total-cost-analysis-orange-county-credit-union-3For our family, we found it was more beneficial on the financial standpoint, to buy a home, rather than renting one, mainly because of the tax benefits you receive as a homeowner. With that being said, purchasing a home can also seem tricky. It can also be overwhelming. However, it doesn’t have to be. Although I’m a current homeowner, I found the process very helpful in providing me with the best information about my current options.

Know Before You Go
Here’s a helpful list of items to gather before your own Total Cost Analysis Appointment. For purchase, you can get started with as little as the proposed purchase price and amount of your down payment.
If you’re a current homeowner, some recommended items include:

  • Current Mortgage Statement
  • Homeowner’s Insurance Declarations page
  • Property Tax bill

 

total-cost-analysis-orange-county-credit-union-2It’s important to work with someone you can relate to and build trust with when you’re going through the home-buying process. That’s why having a trusted partner, such as one of the Mortgage Loan Consultants at Orange County’s Credit Union, who is local, experienced, and accessible will provide the guidance and peace of mind you need to obtain the home loan that meets your needs. If you’re considering either purchasing a home or refinancing your own, I’d definitely recommend a visit to Orange County’s Credit Union for your own Total Cost Analysis. To save time, this can also be done right over the phone. In addition to great rates and loan products, a Membership there also provides so many other benefits. You’re eligible for Membership if you live or work in Orange or Riverside Counties or the neighboring communities of Long Beach, Lakewood, Cerritos, or Signal Hill. If you don’t live or work in the area, you may also qualify through your employer or if your immediate family member already banks with them. Orange County’s Credit Union offers all the services you’d want from a bank, but it’s owned by Members, not shareholders.

orange-countys-credit-union-infoIf you’re considering either purchasing a home or refinancing your own, I’d definitely recommend a visit to Orange County’s Credit Union for your own Total Cost Analysis. In addition to great rates and loan products, a membership there also provides so many other benefits.  Orange County’s Credit Union offers all the services you’d want from a bank, but it’s owned by Members, not shareholders.
enter-to-win-a-gift-card
I’m also hosting a giveaway for one of my lucky readers to win a $200 Crate and Barrel gift card! To enter, go here. This giveaway will be open until Dec. 4. One winner’s name will be chosen at random. The prize will be mailed to the winner and has no cash value. The odds of winning depend on the number of qualified entries received. One entry per person, per day. Must be a current legal resident of the Continental U.S. and be 18 years or older to enter. No purchase necessary to enter. Crate and Barrel is copyrighted. All rights reserved. Crate and Barrel is not a participant or sponsor of this promotion. Click here for full sweepstakes rules.

To request your own Total Cost Analysis or learn more about home loans, call a Mortgage Loan Consultant at (800) 506-5070.

For more information about Orange County’s Credit Union or to find a location nearest you, please go here or call (888) 354-6228.

You can connect with OC’s Credit Union on Facebook and Instagram.